Gather the school information.
Ask the school for its requirements and confirmed dates. Separate school charges, supplies, travel and other needs relevant to your child.
Planning school costs
Ready for school.
A clear savings goal.
Plan the school term’s needs, their payment dates and the money you can set aside.
Four practical steps.
Check what you already have.
Check reusable supplies and money already saved. Do not count items you already have as new purchases.
Match money to dates.
Plan each payment separately. Use the savings-goal tool for the remaining amount and available time, then check the plan against other household needs.
Review the plan regularly.
Keep payment evidence and update the amount remaining. If timing or costs change, speak with the school early to understand the available options.
Your preparation checklist.
Continue where you need.
Educational reference.
General preparation guidance. The SACCO confirms the terms of the service you need.
CFPB · Savings and planning tools ↗